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VA Loans

VA loans can be used to:

  • As a construction loan to build your new home
  • To buy your new home
  • To make energy efficient home improvements
  • To refinance your existing home loan in order to have a lower interest rate or longer term

Apply Here – Check out our short form – free quote request

There are numerous benefits that come along with choosing a VA loan:

  • Little or no down payment
  • Low fixed interest rates
  • No prepayment penalties
  • A maximum of up to $240,000
  • No mortgage insurance premiums
  • Limited closing costs

If you were active duty during World War II, the Korean War, the Vietnam war or were activated for the National Guard or the Reserves during the Persion Gulf Conflict and served at least 90 days, you should be eligible to receive a VA home loan. Veterans who served over 180 days during peacetime before 1980 or two years peacetime duty after 1980 may also be eligible. Military persons who were dishonorably discharged are not eligible.

A VA loan is funded by conventional lender but insured by the Veterans Administration, allowing lenders to be more generous with their qualifying standards, interest rates and down payments.


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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   Refinance again or for the first time and get cash back!
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  Home Lending Resources
VA Loans are funded by a conventional lender and insured by the Veterans Administration to allow for smaller down payments and lower interest rates. All that is necessary is a certificate of eligibility from federal government to qualify… A bad credit mortgage is usually an adjustable rate mortgage arranged by a mortgage broker specialized in getting banks to back loans for those with bad credit… Did you know that one of your loan refinance finance options is to lock in an adjustable rate mortgage at today’s low rates. You can also process a home equity loan and get cash out at the time of your refinance for much needed expenses…
Mortgages are based upon borrowing money at an interest rate determined by your percieved ability to repay and repay ontime. Your credit history will determine not only your interest rate but how easy it is for you to get a loan period… Mortgages refinancing with great frequency is an indication that rates have yet again probably become lower than when you originally financed your home. Expo Financial can get you as many as four free competitive mortgage quotes with one simple form…

Refinancing is a great option for a variety of reasons. If you plan on staying in your home for a few years you will easily break even on your refinancing costs if you are lowering your rates by a percentage or two…

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