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If you were active duty during World War II, the Korean War, the Vietnam war or were activated for the National Guard or the Reserves during the Persion Gulf Conflict and served at least 90 days, you should be eligible to receive a VA home loan. Veterans who served over 180 days during peacetime before 1980 or two years peacetime duty after 1980 may also be eligible. Military persons who were dishonorably discharged are not eligible.

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There are numerous benefits that come along with choosing a VA loan:

  • Little or no down payment
  • Low fixed interest rates
  • No prepayment penalties
  • A maximum of up to $240,000
  • No mortgage insurance premiums
  • Limited closing costs

To ensure your eligibility a request for a certificate of eligibility must be filled out and submitted to the VA. This form can be found on their website and submitted at a Veterans Center in your area.

VA loans can be used to:

  • As a construction loan to build your new home
  • To buy your new home
  • To make energy efficient home improvements
  • To refinance your existing home loan in order to have a lower interest rate or longer term


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

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   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
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Yes – Free, No Obligation Debt Consolidation Quote

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  Home Lending Resources
VA loans are offered to veterans of the United States military at great rates. With little or no money down and fixed rates of interest, these loans can be used for amounts up to a ceiling of $240,000. Additionally, there are no prepayment penalties on these wonderful loans… The home mortgage market is great this year and low interest rates make it a good time to get a home mortgage. Expo Financial offers free home mortgages quotes from up to four mortgage brokers competing for your loan… Calculators on our website provide a variety of real estate mortgage calculations such as refinancing, debt consolidation and mortgage payment calculations…
As your loan is repayed you will spend less and less on interest expenses every month. A loan amortization schedule will show you this break-down over the life of your loan… Loan payment calculators are a free tool tinkering with loan amounts and interest rate variables to arrive at a monthly payment that is manageable. Once you have arrived an an affordable payment, apply online for as many as four free no obligation rate quotes…

Payment calculators can help you estimate your monthly mortgage payment. Among other things, payment calculators can also estimate the break-even date for refinancing and your new monthly payment with a debt consolidation loan…

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