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After these four steps you will be anticipating moving into your new home, stress free because of the knowledge that your loan has comes with all of these benefits:

  • little or no down payment
  • a low fixed rate
  • limited closing costs
  • no penalties for prepaying
  • no monthly mortgage premiums
  • financial counseling by the VA if you were to get into debt

Apply Here – Check out our short form – free quote request

VA home loans, like FHA loans, are insured by the federal government through the Veterans Administration, allowing eligible men and women who served in the military to take advantage of low interest rates and little to no down payments on loans. Apply online today to contact up to four lenders about your VA home loan.

A VA home loan has many benefits for those who qualify. In order to be sure you are eligible, the Veterans Administration has a form for requesting a certificate of eligibility on their website at http://www.vba.va.gov/pubs/forms1.htm. This certificate will be necessary if you decide that you would like to apply for a VA home loan.

There are four steps to obtaining your VA home loan:

  • Apply for and receive your certificate of eligibility
  • Have your new home appraised by a VA picked appraiser
  • Fill out a lender’s loan application · Close your new loan


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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Mortgage Loans : Home Loans
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Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
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   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
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Cash Downpayment:
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  First Time Buyer? Yes No thanks
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Yes – Free, No Obligation Debt Consolidation Quote

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  Home Lending Resources
A VA Home loan is an affordable way for veterans to get a more economical mortgage. If you served in the military for two or more years since 1980 you will probably qualify for the assistance of a goverment insured VA loan… Calculators on our website provide a variety of real estate mortgage calculations such as refinancing, debt consolidation and mortgage payment calculations… Mortgage lenders are the entities that actually finance your loan. Your mortgage broker serves as a buffer between you and the lender to uncomplicate the process and to help you get a lower rate on your home loan…
PMI is paid by many homeowners who have less than twenty percent equity in their homes or are considered to be high-risk borrowers. New laws have come into place as of July 29, 1999 that may affect your PMI… A mortgage broker can take the pain out of approaching a bank directly to finance your mortgage. Additionally mortgage brokers work day in day out with people such as yourself and can find the best loan to suit your particular needs…

Mortgage refinances have been all the craze in the past few years as rates remain good. It’s free to find out if you can get your rate lowered. Expo Financial can give you up to four free mortgage refinance quotes with one short form…

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