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If you are interest in buying a home and at one time served in the military, a VA home loan could get you the best possible rates with little to no down payment. Apply online today to contact up to four lenders about your VA home loan.
Apply Here – Check out our short form – free quote request
A VA home loan can be used to build a home, to buy a new home, for energy efficiency home improvement, or to refinance your existing home loan. Even if you have already taken advantage of a VA home loan, you may still have a remaining entitlement which you can use for another loan up to the amount of $36,000.
If you were honorably discharged after serving active duty in World War II, the Korean war, or Vietnam for 90 days or more you are eligible for a VA home loan. If you served during peace time, more than 180 days of active service is required to qualify for a VA loan.. Veterans who served after 1980 will most likely need 2 years of service to qualify, except for those who served in the Persian Gulf Conflict, in which case veterans from the National Guard and the Reserves activated after August 2, 1990 will need to have served at least 90 days. If you are still serving in the Selected reserve and have done so for six years, you may be eligible.
All that is necessary for a VA insured loan is a veteran’s certificate of eligibility and an appraisal from the Veteran’s Administration. If you are interested in a VA home loan you can download a request for eligibility at http://www.vba.va.gov/pubs/forms1.htm.
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