Lending Expo/Expo Group, LLC is located in St. Louis MO, and is an online request facilitator for consumers interested in speaking with a lender or loan consultant. Lending Expo is not a lender, student loan originator, auto lessor or credit card issuer. Lending Expo does not give loans or make any credit decisions in connection with loans, issue lending/loan commitments or term/rate lock-in agreements. Lending Expo is not an agent of either you, the consumer, or any participating bank, lender or loan broker (we refer to all of these as “Lenders”).

Lending Expo’s services are for the sole purpose of making an online contact request a simple process for consumers. You should rely on your own judgment in deciding which lender to explore loan possibilities with, and there is NO obligation to use any lender contacting you as a result of your online contact request submitted. Furthermore, Lending Expo in no way guarantees that submitting an online request will result in a lender making a loan offer or that you will receive a loan from a lender. Our service simply helps put you in contact with a lender to discuss your lending and financial needs.

The loan request you submit is NOT a loan application or an application for credit. Rather, it is a request for a loan consultant, affiliate or lender to contact you.. You may have to complete an application with a Lender before they will extend an unconditional loan offer. A Lender you select may require you to pay an application fee to cover the costs of an appraisal, credit report or other items. The Lender will determine the amount of any such fees, and should provide information to you regarding the refundability of any such fees. Lending Expo does not charge you the consumer, any fees for its services. Lending Expo receives its compensation from lenders and affiliates for the services actually provided. Nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.

Lending Expo (and its network of websites) is an online resource allowing you to request lending consultants and lenders contact you to discuss your particular loan and/or financial needs.

You understand and agree that if you submit a request for a loan product or service, or for a lender to contact you through our website(s) that Lending Expo will share your information with certain business partners to process and fulfill your request. You further agree that our business partners may contact you by telephone, email or mail based on the information you have provided to us. You understand that Lending Expo affiliates and business partners may maintain the information you submitted whether you elect to use their services or not. In the event you no longer want to receive communications from an affiliate of Lending Expo, you agree to notify the partner directly. You acknowledge that Lending Expo is not acting as your agent or broker and is not recommending any particular loan product or lender to you., and you further acknowledge that Lending Expo does not endorse, warrant, or guarantee the products or services of any broker or lender or affiliate.

You certify to Lending Expo that: (i) you are at least eighteen (18) years of age; (ii) you assume full responsibility for the use of the Service by any minors; (iii) you agree not to knowingly submit false information on Lending Expo or its network of websites and affiliate websites; and, (iv) your use of the Lending Expo website and network of websites is subject to all applicable federal, state, and local laws and regulations.

Lending Expo may provide, or third parties may provide, links to other websites. Because Lending Expo has no control over such websites, you acknowledge and agree that Lending Expo is not responsible for the availability of such external websites, and does not endorse and is not responsible or liable for any content, advertising, products, whether loan, auto, or other materials on or available from such websites. You further acknowledge and agree that Lending Expo shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, products, goods or services available on or through any such website.

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