Lending Expo/Expo Group, LLC is located in St.
Louis MO, and is an online request facilitator for consumers
interested in speaking with a lender or loan consultant. Lending
Expo is not a lender, student loan originator, auto lessor or
credit card issuer. Lending Expo does not give loans or make
any credit decisions in connection with loans, issue lending/loan
commitments or term/rate lock-in agreements. Lending Expo is
not an agent of either you, the consumer, or any participating
bank, lender or loan broker (we refer to all of these as “Lenders”).
Lending Expo’s services are for the sole purpose of making an
online contact request a simple process for consumers. You should
rely on your own judgment in deciding which lender to explore
loan possibilities with, and there is NO obligation to use any
lender contacting you as a result of your online contact request
submitted. Furthermore, Lending Expo in no way guarantees that
submitting an online request will result in a lender making
a loan offer or that you will receive a loan from a lender.
Our service simply helps put you in contact with a lender to
discuss your lending and financial needs.
The loan request you submit is NOT a loan application or an
application for credit. Rather, it is a request for a loan consultant,
affiliate or lender to contact you.. You may have to complete
an application with a Lender before they will extend an unconditional
loan offer. A Lender you select may require you to pay an application
fee to cover the costs of an appraisal, credit report or other
items. The Lender will determine the amount of any such fees,
and should provide information to you regarding the refundability
of any such fees. Lending Expo does not charge you the consumer,
any fees for its services. Lending Expo receives its compensation
from lenders and affiliates for the services actually provided.
Nothing contained herein shall constitute an offer or promise
for a loan commitment or interest rate lock-in agreement.
Lending Expo (and its network of websites) is an online resource
allowing you to request lending consultants and lenders contact
you to discuss your particular loan and/or financial needs.
You understand and agree that if you submit a request for a
loan product or service, or for a lender to contact you through
our website(s) that Lending Expo will share your information
with certain business partners to process and fulfill your request.
You further agree that our business partners may contact you
by telephone, email or mail based on the information you have
provided to us. You understand that Lending Expo affiliates
and business partners may maintain the information you submitted
whether you elect to use their services or not. In the event
you no longer want to receive communications from an affiliate
of Lending Expo, you agree to notify the partner directly. You
acknowledge that Lending Expo is not acting as your agent or
broker and is not recommending any particular loan product or
lender to you., and you further acknowledge that Lending Expo
does not endorse, warrant, or guarantee the products or services
of any broker or lender or affiliate.
You certify to Lending Expo that: (i) you are at least eighteen
(18) years of age; (ii) you assume full responsibility for the
use of the Service by any minors; (iii) you agree not to knowingly
submit false information on Lending Expo or its network of websites
and affiliate websites; and, (iv) your use of the Lending Expo
website and network of websites is subject to all applicable
federal, state, and local laws and regulations.
Lending Expo may provide, or third parties may provide, links
to other websites. Because Lending Expo has no control over
such websites, you acknowledge and agree that Lending Expo is
not responsible for the availability of such external websites,
and does not endorse and is not responsible or liable for any
content, advertising, products, whether loan, auto, or other
materials on or available from such websites. You further acknowledge
and agree that Lending Expo shall not be responsible or liable,
directly or indirectly, for any damage or loss caused or alleged
to be caused by or in connection with use of or reliance on
any such content, products, goods or services available on or
through any such website.
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