You can also refinance to gain funds above and beyond the amount of the original loan. These funds are called cash out and are usually used to finance home improvements, college tuition, debt consolidation or large purchases.
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When refinancing your home or automobile loan, you open the door to the opportunity of creating a loan that saves you the most money possible. Do not let current low interest rates pass you by. Fill out our free short form to contact up to four lenders about refinancing your loans today.
Apply online today to contact up to four lenders about refinancing your loan.
If you are no longer happy with the interest rates or terms of your loan, your best option may be paying that loan off with a new one. In the process you can change your loan from an adjustable rate to a fixed rate, a 15 year term to a 30 year term, or institute a lower rate cap on an adjustable rate loan. Refinancing allows you to go through the loan process again so that you can make sure that the terms fit your present and future plans.