Web Search:
Refinancing Mortgages
Mortgages Calculator
Mortgages Loans
Home Equity Loans
Refinancing Your Home
Refinancing Mortgage
Amortized Tables
Refinancing Home Mortgages

As a general rule, most people claim the best time to refinance is when rates have dropped 2% or more since you closed your first mortgage. However, refinancing may still be worth the trouble for as low as 1.5% or 1% difference. Whether or not going through the loan process is advisable for less than a 2% drop depends on your existing loans. If you have an adjustable rate mortgage and are worried about how the rates will move in the future, the added security of a fixed rate alone may make refinancing worthwhile.

Apply Here – Check out our short form – free quote request

Refinancing gives homeowners a chance to take out a new loan, either simply to cover the first mortgage at a better rate with lower monthly payments or to finance home improvement and other large expenses. Some homeowners even refinance to cover a first and second mortgage, to roll both loans into one.

Also, homeowners purchasing a vehicle may wish to use cash-out refinancing. Home loans generally come at a much lower rate than the ones found when financing a car. If you refinance and close a loan that repays the first mortgage as well as the price of a car, you have not only rolled two payments into one significantly lower monthly payment, but bought the car at a much lower interest rate. This process will have saved your household money both monthly and in the long run.

Home owners refinance their loans for a variety of reasons. Perhaps you want to:

  • Take advantage of low interest rates
  • Switch an adjustable rate mortgage (ARM) to fixed rate
  • Set a lower rate ceiling
  • Borrow extra money to fund a large purchase
These are all excellent reasons to refinance. With low current interest rates, now could be the perfect time to refinance your home mortgage.


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  First Name:
  Last Name:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Est. Property Value:  
Original Purchase Price:  
Current Interest Rate: %
Current Monthly Payment:
   Loan Type:
   Property Type:
   Years at Job:
   Annual Income:       
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Refinancing home mortgages has been a top lending activity because it allows you a second chance to get the mortgage you want in new market conditions. Either because lower rates are available or your credit has improved and you can get a superior loan… Down payment assistance is available for those interested in owning their own home but lacking the cash to make their down payment. A qualified mortgage broker can assist you in understanding your options and how much home you can afford… FHA is a great government program for insuring home loans for individuals with less than perfect credit or lown income. FHA loans are also valuable for the more well to do for the purchase of investment properties with little to no money down…
Mortgage rate quotes are the best way to shop around for the lowest possible interest rate on your mortgage. A mortgage broker has a prior relationship with a bank and can broker your interests to negotiate a fair interest rate… Payment calculators are offered free on this site to help you determine your loan needs with estimatations before getting a real mortgage quote through our application. Our mortgage payment calculator will estimate your monthly payments and also generate an amortization table…

Refinancing is simply the acquisition of a second mortgage that is used to repay the first mortgage. During this process, you can borrow against your home equity to increase the amount of the loan over and above that of your first mortgage. This is called a cash out refinance and gives you the funds to pay for home improvement, college tuition, a brand new car or any other major purchase. Depending on the use of the money left over after refinancing, the repayment may be tax deductible…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade gift cards
trade gift certificates
Check out these fashions.

© 2004 Expo Group Inc. All rights reserved.