Refinancing Home Loans, Reverse Mortgage Application and Bad Credit Loans

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The best time to refinance is usually when interest rates are 2% less than the rates used to close your loan. Even if rates are slightly less than 2%, 1.5% for example, a homeowner can still save but it would take a longer period of time for those savings to materialize.

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Also, homeowners who are interested in any of the above reasons and would also like money for debt consolidation, home improvement or large purchases can refinance for the total of their original loan as well as substantial amount over that total. This is often referred to as a cash-out refinance. This type of refinancing is excellent for paying off debt that has been incurred on loans or credit cards with high interest rates.

Refinancing home loans is not for everyone, but it may be for you. Use refinancing to lock in a low interest rate or find the funds to finance your childs college tuition. Apply online today using our free short form.

Turn your home loan into the loan you want it be. Lower your interest rates and monthly payments. Finance home improvements or a new car. Fill out our free short form and contact up to four lenders today.

4 Loan Offers – One Application

Expert lenders compete for your busines with low rates and great loan terms
Poor to Excellent credit borrowers welcome – low rate mortgage loans
No mandatory credit check – let only the lender you choose check your credit
Free evaluation of your borrowing options in a no obligation setting

Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.

Personal

First Name:

Last Name:

Address:

City:

State:

Zip:

Day Phone:

Phone Number:
All Applications must have at least one valid phone to receive service

Night Phone:

Email Address:

Contact Time:

All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

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Mortgage Loans : Home Loans
Home Loans : Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

Loan Information (Application fields change with Loan Type selection)
Want cash and a lower interest rate or monthly payment? Refinance again or for the first time and get cash back!
Loan Type:

Cash-Out:

Cash Out:
Amount of cash you want out when you sign your refinance.

Est. Property Value:

Estimated Property Value:
The estimated present market value of your home including appreciation and home improvements.

Original Purchase Price:

Original Purchase Price:
The total amount of your original home loan

Current Interest Rate:

Current Interest Rate:
The interest rate on your current (original) home loan %

Current Monthly Payment:

Current Monthly Payment:
The amount monthly you are currently paying on your mortgage.

Loan Type:

Property Type:

Credit:

Employer:

Years at Job:

Annual Income:

Annual Income:
Input your yearly annual income or your total yearly household income

Comments:

Announcements?

Yes No thanks

First Time Buyer?

Yes No thanks

Free Realtor Quotes:

Yes

Yes – Free, No Obligation Debt Consolidation Quote

This form is for adding free debt consolidation analysis to your mortgage application. If you are only interested in Debt Consolidation, Click Here

$5,000 minimum debt required for consideration please.

Creditor Information:

	One	Two	Three
Creditor:
Balance:
Interest:	%	%	%
Payment:
Type:
Behind:

That’s It! >>

Home Lending Resources


Home Loans Refinancing	Reverse Mortgage	Bad Credit Loan
There are some costs that come along with refinancing. In order to save in the long run, refinancers will have to pay closing costs, which are much like the costs paid with the initial mortgage. These costs include insurance and appraisal fees…	A reverse mortgage is a tax free way to turn your homes equity into a retirement fund for your later years. If you do not intend to sell your home but require the money, you can sell your home back in increments and take the money as a monthly income…	Bad credit loans are available for people with poor credit ratings or prior bankruptcy. You may qualify for an adjustable rate mortgage at low rates with the help of one of our qualified mortgage professionals…
Loan Payment Calculator	Construction Loan Online	Current Mortgage Interest Rates
Expo Financial’s free loan payment calculator tools will help you to estimate your monthly payment on your new loan before you even apply. We then provide you with as many as four free mortgage rate quotes for your loan amount and credit history…	Get a construction loan quote with our free short application. A qualified mortgage broker in your area will contact you with the best possible interest rate for your new loan…	Current mortgage interest rates are determined by several indices such as: the prime rate, the U.S. Treasury Security Yield, the Federal Fund Rate, and the 11th District Cost of Funds rate…

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