Web Search:
 
›
Mortgages Online
›
Buy To Let Mortgages
›
Amortization Online
›
Loan Amortization Schedule
›
Loan
›
First Time Home Buyers
›
Only Interest Mortgages
Mortgages

The best way to find the right mortgage is to know yourself and know your credit. Getting a copy of your credit report is an excellent way to start. This way you can know if your credit has improved or if it has gained a few blemishes. Also, it will give you a chance to see if there are any mistakes on your report that could damage your chances of finding the right mortgage and allow you time to have these mistakes removed. Knowing your credit will help you to have realistic goals while shopping for your mortgage.

Apply Here – Check out our short form – free quote request

Other basic but important terms to understand are:

  • Principal is the amount borrowed (on which interest acts) which is repaid monthly
  • Amortization is the process of repaying the amount borrowed through monthly payments of principal and interest.
  • Negative amortization is when the monthly payment is not high to adequately pay the loan off. In this case interest builds too quickly and the principal grows instead of decreasing. This can occur because of lender scams or because of monthly payment caps.
  • Equity is the value of your house left over after subtracting the total of your mortgage. If your house has a market value of $130,000 and a mortgage of $100,000, the equity is $30,000.
  • An index is used to determine the rate on an adjustable rate loan. For some loans this rate may be the Prime Rate or the average rate of a one year Government Treasury Security.

The first terms you will come across in determining the conditions you want for your mortgage are fixed and adjustable.

  • Fixed rates are constant through out the repayment of your loan and give you the stability of knowing your monthly payment will be the same at the end of your loan as they were at the start.
  • Adjustable rates are less predictable because they adjust with current rate indexes and can rise or fall as your repayment period progresses. The lessened stability of this loan is balanced out by lenient qualifying, low introductory rates, and the knowledge that an adjustable rate loan has a cap, or ceiling to keep the rate from rising too high.

These days mortgages are as diverse as the people seeking them. There are loans for people with good credit or bad credit, and loans specifically geared for those trying to consolidate debt, for families wanting to build their new homes, for Veterans, even for explicitly for police officers and teachers. Finding the right mortgage has never been easier. Fill out our free short form to contact a mortgage expert.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Desired Loan Amount:  
Desired Time till Move:
Cash Downpayment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Mortgages are as common as the people that live in. It is a reality that most all of us will have to finance the purchase of our home and that it will be the biggest investment we ever make in our financial futures… Home improvements are an exciting way to add value of the home you live and also make it a more pleasant place to live. A variety of financing options are available to help you afford nice additions to your home without denting your monthly payments… Did you know that one of your loan refinance finance options is to lock in an adjustable rate mortgage at today’s low rates. You can also process a home equity loan and get cash out at the time of your refinance for much needed expenses…
Applying online for refinancing your home is a simple process that gets you started in shopping for the best rate you can get. Different brokers have different relationships with lending institutions and you can usually do best checking a few sources first… Our free mortgage payment calculator will also provide for you a mortgage amortization of your monthly payments over the life of the loan. Print this out for your records or ask one of our brokers more questions about it over the phone…

Looking for an amortization table? Our calculators generate amortization tables over the entire life of your home loan. The table is easily printed and it will show you how much interest you pay each year on your loan…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade gift cards
trade gift certificates
Stylish shoes.

© 2004 Expo Group Inc. All rights reserved.