Web Search:
Mortgage Rates Online
Loan Amortization Schedule
New Home
Current Mortgage Interest Rates
Construction Loan Online
Home Improvement Loans
Mortgage Rates

Adjustable rates carry more risk than fixed rates as they are suspect to change as the loan term moves along. After adjustment periods of three, five or ten years, the mortgage rate will increase or decrease according to a predetermined interest rate index. Some indexes are less stable than other indexes and it is good to research your index in order to take this into consideration. The increased risk that comes along with adjustable rates, is lessened by a rate cap that keeps the mortgage rate from rising beyond a certain point regardless of the activity of indexes. Also, adjustable rate loan usually begin with low introductory rates. If mortgage rates fall substantially, a homeowner with an adjustable rate would be able to feel the beneficial effects of such a drop, while a homeowner with a fixed rate would have to refinance in order to do so.

Apply Here – Check out our short form – free quote request

A fixed mortgage rate is generally considered the most desirable because it remains constant throughout the term of the loan and gives a measure of financial security. Fixed mortgage rates make financial planning more reliable as the home owner knows the exact amount of his or her monthly payment from the first day of the loan to the last. Whether interest rates rise or fall in the future, a borrower with a fixed rate will not be affected.

Understanding mortgage rates and their indexes will allow you to make an educated choice when taking on a loan. Apply online to take advantage of low mortgage rates and contact up to four lenders about your new mortgage.

Mortgages rates have been prompting many people to look into taking on a new loan. Securing a low interest rate for your loan will save hundreds and thousands of dollars. The best way to ensure that your loan is as good as it appears it to look into mortgage rates and the indexes on which these rates are based. Find out more about mortgage rates, then fill out our free short form to contact up to four lenders about your loan.


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  First Name:
  Last Name:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Est. Property Value:  
Original Purchase Price:  
Current Interest Rate: %
Current Monthly Payment:
   Loan Type:
   Property Type:
   Years at Job:
   Annual Income:       
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Small changes in mortgage rates can result in significant incentives for refinancing or using the equity in your home to take out a loan for home improvements or college expenses… Mortgage brokers operate to take the pain out of applying for a loan with a bank. More than just paper pushers however, they can often times get you a better rate because of their history with lending institutions. Apply online to get up to four competitive quotes… Today’s interest rates make it a great time to get a mortgage. If you already have your first home you should consider yet another mortgage for a second home that you can use as an investment property for rental or otherwise…
PMI is paid by many homeowners who have less than twenty percent equity in their homes or are considered to be high-risk borrowers. New laws have come into place as of July 29, 1999 that may affect your PMI… A home equity loan can get you cash fast to finance large purchases. By taking advantage of existing equity you have in your home you can get lower rates and lock in your interest rate at today’s historically low interest rates…

Financial calculators are great tools that are provided free for use on our site. If you are considering your first mortgage, run the mortgage payment calculator to estimate your monthly payments. If you are consolidating debts, see what your monthly payment could be lowered to…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade up your gift cards
gift certificate exchange site
Compare Rates. Get Quotes. Save on your mortgage.

© 2004 Expo Group Inc. All rights reserved.