Web Search:
 
›
Lowest Rates
›
Real Estate Calculators
›
Mortgages
›
Mortgage Leads
›
Loan Refinance
›
Mortgages Lenders
›
Loan Brokers
Lowest Mortgage Rates

Mortgage rates are at historical lows this year. In the last five years mortgage brokerages have seen a boon for people refinancing and buying new homes. But home value appreciation has exceeded inflation and homes are also more expensive than they have ever been before. For this reason it is especially important now to shop around for the lowest mortgage rates you can get.

Apply Here – Check out our short form – free quote request

Your mortgage rate will depend greatly upon your credit history but also upon other factors such as your debt to income ratio and how long you have been with your employer. If you are a first time home buyer the lowest mortgage rates you can expect are still going to be a little bit higher than others if you are not making a sizable down payment or paying points on your loan.

The lowest mortgage rate you can get for your loan will only be realized if you strike while the market is ripe for purchases. As recently as the early 80’s rates at more than twice today’s going rate were considered excellent. Buying a home is a big step away from renting that requires more financial stability. However building equity in your home can be invaluable for financing loans in the future and giving you the support you need to take care of your family.

To assess the lowest rate you can get on your mortgage a broker will run a credit check using your social security number and that of your co-borrowers typically your spouse. Another important factor in addition to your credit score is your debt to income ratio. Even if you have particularly good credit, if you are carrying a lot of debt your loan will be perceived as more risky by the lending institution and it may limit the amount you can borrow.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Cash-Out:  
Est. Property Value:  
Original Purchase Price:  
Current Interest Rate: %
Current Monthly Payment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Lowest mortgage rates in years? Definitely, but how long will the rush last. Home value appreciation has also been great for many homeowners making it an even better time to buy and turn your first home purchase into an investment of your time and money… An adjustable rate mortgage is available at historically low rates and can be more easily financed than a fixed rate mortgage. Get a ceiling interest rate to ensure that the market interest rates don’t come back to bite you later… Estimating your monthly mortgage payment is easy with an online loan calculator. Enter your interest rate, loan amount, and loan term and away you go. Only a mortgage broker can tell you what interest rate you will actually qualify for…
Get an FHA loan today and decrease the amount of money you have to put down towards the purchase of your new home. Great for the purchase of investment property or to take advantage of an Energy Efficient Mortgage… A mortgage refinancing company is important to home owners as soon as it comes time to take advantage of interest rates that have dropped since the time you bought your home and got your first mortgage…

If you have stable credit history while owning your mobile home, refinancing should be no problem if you would like to take advantage of lower interest rates. If you have an adjustable rate mortgage consider switching to a fixed rate mortgage…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade gift cards
gift certificate exchange site
Compare Rates. Get Quotes. Save on your mortgage.

© 2004 Expo Group Inc. All rights reserved.