Whatever your purpose, the right loan is waiting for you. Apply online today to contact an expert about your loan.

Whether you are trying to buy a house, a new car or simply make some repairs to your home, there is a loan that suits your needs. Finding that loan can help you complete your goals and with interest rates at an all time low, now may be the time for you begin the search. Fill out our free short form and contact up to four lenders about you loans choice.

There are many reasons to look in to obtaining a loan. Perhaps you would like to:

• Build or buy a new home
• Purchase a car at much lower interest than can be found at a dealership
• Use equity to make home improvements
• Obtain money for an investment or new business
• Pay college tuition for yourself or child
• Buy a vacation home for you and your family

What size house can you afford? – Consider Debt vs. Income When Determining how much house a potential buyer can afford, mortgage brokers consider your debt vs. income ratio. This ratio is composed of your gross income divided by the amount you pay monthly for debts. For example if your ratio is something like, 25/45. Twenty-five percent of your monthly income is used to pay for housing. 45% of your monthly income contributes to paying down debt every month. This ratio alone does not determine your top loan amount however. Other factors include down payment size and credit history. As a general rule of thumb, FHA loans require a 29/41 ratio or better.