Web Search:
 
›
Payment Calcs
›
Loan Amortization Calculator
›
Debt Consolidation Loans
›
Bad Credit Mortgage
›
Equity Loan
›
First Time Home Buyer Programs
›
Mortgage Rates
Payment Calculators

Debt consolidation loan payment calculators allow you to enter as many as a handful of your debts and a proposed new interest rate for the new combined loan. The advantage of debt consolidation is that you can reduce many separate monthly payments to a single bill every month. This makes your finances more manageable and makes it easier to pay on time. An additional reason to do a debt consolidation is to get cash out. Taking additional loan money at the time you consolidate your debt may actually increase your monthly payments. However, if you are in desperate need of money and you don’t want to rack up bills on yet another high interest credit card, your rates can be far better if you do it at the time you do your debt consolidation.

Apply Here – Check out our short form – free quote request

Amortization table outputs of payment calculators show you how much interest you paying each month, and each year. This amount is some fraction of your total monthly payment that decreases over time. Whatever is not given up in interest expenses in your monthly payment goes towards the equity of your home. The equity of your home is the money you have paid down on your mortgage. As time goes on you will spend less and less on interest because your mortgage balance (the amount you owe) decreases over time provided that you make regular payments.

Refinancing payment calculators are an easy way to see how long you will need to stay in your home to recoup the costs of refinancing. This calculation is called a break-even analysis. If your break even time is longer than you intend to stay in your home, this means that the amount you save monthly thanks to the new lower interest rate will not surpass the amount you spent on refinancing charges before you move. This is an important consideration but less of an issue for homeowners who do not expect to move in the next 10 years.

Payment calculators can provide a great deal of functionality that may be of interest to you. For example, if you are calculating your new monthly payment on your loan you might also add in extra monthly payments into the calculation. Some homeowners who are able and willing decide to double their mortgage payment for a single month out of every year. If you have a mortgage that does not charge early repayment fees, this is a great way to shorten the term of your mortgage and pay less in interest over the life of the loan.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Cash-Out:  
Est. Property Value:  
Original Purchase Price:  
Current Interest Rate: %
Current Monthly Payment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Payment calculators are offered free on this site to help you determine your loan needs with estimatations before getting a real mortgage quote through our application. Our mortgage payment calculator will estimate your monthly payments and also generate an amortization table… A construction loan can be taken out to build an additional room on your house. Any equity in your home can be used to help you get a lower rate on your loan. A qualified mortgage broker can help you get the best rates offered by banks… Bad credit mortgages are possible for a surprising number of Americans thanks to federally insured loans and today’s historically low interest rates. A mortgage broker specialized in bad credit lending can help you through the process of dealing with a bank to back your loan…
If you are thinking of taking a loan or loans in your name you should consider whether or not you would like a short term or a long term to repay it. Doing a few simple calculations you can determine how much home you can really afford… Lowest mortgage rates in years? Definitely, but how long will the rush last. Home value appreciation has also been great for many homeowners making it an even better time to buy and turn your first home purchase into an investment of your time and money…

Homeloans are the key to turning renters into home owners. The joy and confidence that comes with owning your own home is like nothing else. Get a home loan today and take advantage of low interest rates…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade up your gift cards
gift certificate exchange site
Check out these fashions.

© 2004 Expo Group Inc. All rights reserved.