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The type of loan chosen will depend on the amount of the home, the credit history of the borrower, and the income of the borrower.

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For example a potential homeowner with good credit but a low income would be well matched with a fixed rate FHA insured loan. This would allow a low income buyer to take advantage of relaxed qualification criteria, low interest rates and little to no down payment. If the same buyer were to apply for a conventional loan – a loan that is not federally insured – he or she would be faced with high interest rates and a large down payment to make up for a lack of income.

As a result of current low interest rates many people who are renting are now looking into buying a home. There are many ways to obtain a home loan, and many have low down payments, low interest rates and low monthly payments. Apply online to contact up to four lenders about your home loan.

A buyer with a blemished credit would be more likely to qualify for an adjustable rate loan. Though this loan carries more risk since the interest rate adjusts with current interest rate indexes, adjustable rate loans usually come with low initial rates and safety “caps” to keep the rates from rising too high. Also, if the rates fall, it is possible for the borrower to save money.


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
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   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
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Many types of home loans are possible with low down payments and even low monthly payments for government assisted loans. A qualified mortgage professional can inform you of your options based upon your personal information and credit history… Home equity lines of credit are a great way to consolidate your debts and take out money as you need it intermittently over time. Save on your line of credit by taking out your loan today at great interest rates… Home equity allows you to take out a second loan at a lower interest rate than your home loan to finance other large purchases you would like to make such as a loan for home construction or the purchase of a second house…
The United States has seen and endless stream of home refinancing as interest rates continue to drop and remain at relatively low levels. If you intend to stay in your home for more than a few yours you should consider refinancing again to save on your interest costs every month… A home loan is the key to never being a renter again. With a home loan your money builds equity and gives you financial stability to borrow in the future as your needs become greater. Get a competitive rate quote today and get the home of your dreams…

Equity loans are a flexible way of using your home equity to borrow additional money for the purchase of a car or an addition to your home. Low interest rate loans can be financed ..

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