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FHA Loan

Unlike some other federally funded programs, FHA loans do not have a limit to the amount of income a borrower can make. However, the monthly payments for the loan including interest, insurance and principal, should not be above 29% of the monthly income.

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Large down payments and high interest rates often discourage prospective homeowners. However, an FHA loan gives new homeowners who would not usually be able to qualify for a home loan the option of a low interest home loan that is insured by the federal government and requires minimal down payment. Apply online to contact an FHA loan expert today.

The term “FHA loan” is deceptive. An FHA loan is not actually a loan given by the government, but is insured by the government through the Department of Housing and Urban Development (HUD). Through an FHA insured loan, low income families and first time buyers are able to take advantage of a required down payment of only three-percent.

An Energy Efficient Mortgage (EEM) is a type of FHA loan that insures loans for person buying or refinancing a home on which they are planning to make cost effective improvements that significantly reduce energy costs in the home. Through the loan, the home owner is able to add energy efficient features to the home and to reduce utility bills.


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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Get an FHA loan today and decrease the amount of money you have to put down towards the purchase of your new home. Great for the purchase of investment property or to take advantage of an Energy Efficient Mortgage… Mortgage lenders connected to borrowers through our network are experienced in dealing with the entire spectrum of borrower needs. A mortgage broker licensed in your area with expertise in lending will help you throught the entire loan process… First time home buyer programs are setup to help new families obtain loans without having to come up with large sums of money for a down payment. Switch from renting to owning today and build up equity in a home that is yours for a stable future for your family…
There has never been a better time for a home equity loan because of today’s great interest rates. When you refinance your home take advantage of your home equity and get cash back to finance more purchases or go on vacation… A licensed mortgage broker can tell you all of your options for refinancing your house. If you have seen improvements in your credit or in the over all market rates there are probably savings to be had. Contactin a mortgage professional is the first step…

Great home loan rates won’t last for forever. A home is the largest investment most individuals ever make and there has never been a greater time to lock in a low interest rate for a fifteen to thirty year loan term. Expo Financial will give you up to four competitive quotes for your home loan…

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