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Current Mortgage Rates

Current mortgage rates are only so interesting for investors. Often times what we are most curious about is rate trends. Every week major panels of experts make predictions about where rates well go. In the past few years’ rates have been on a steady decline. However a revival of the economy may cause these rate declines to cease.

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Current mortgages, be as they may, can always be adjusted for your own purposes by in essence prepaying your interest. If you pay points on your mortgage you are paying for your interest upfront so your monthly payments will be lower. It is a common practice and a great way to minimize your month-to-month payment obligations and save on interest expenses over the life of your loan. Even better, points are usually taxing deductible in the year you buy your home.

Mortgage rates vary from lender to lender and the rate you get depends greatly on your credit score and also your debt to income ratio. Generally if your debt to income ratio is greater than 40% you may have difficulty getting the home loan you are after. Additionally, your credit score should be something above 600.

Current mortgage rates at the time of this writing vary from as low as 4.75% to 7% percent if you have good credit history. You can apply at Expo Financial to get as many as four mortgage rate quotes in your area with no obligation and no strings attached.


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  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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Current mortgage rates are almost as interesting as the trends that they show. Knowing where rates are going can help you decide whether or not now is the right time to invest your money. Rates vary greatly across geographic regions and lenders… A mortgage calculator is an easy way to estimate your monthly payments on a loan while you are shopping around for a good rate. Our calculators are free and can provide three different types of calculations… Lowest mortgage rates in years? Definitely, but how long will the rush last. Home value appreciation has also been great for many homeowners making it an even better time to buy and turn your first home purchase into an investment of your time and money…
Today’s interest rates are low enough to leave you happy with your loan terms in a few years when rates begin to rise. There are several indices that are factoring into today’s low interest rates that you can learn more about and follow as interest rate changes take place… Mortgage refinances have been all the craze in the past few years as rates remain good. It’s free to find out if you can get your rate lowered. Expo Financial can give you up to four free mortgage refinance quotes with one short form…

Mortgages calculator tools are provided free on our web site to anyone interested in borrowing. Our mortgage payment calculator comes complete with an amortization schedule output and our refinancing calculator does a break even analysis for you…

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