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Compound Interest Calculators

Albert Einstein called compound interest the 8th wonder of the world. If you have ever toyed around with a compound interest calculator you have seen why. As you your interest accumulates, every month brings your more and more money. Eventually the amount balloons to astronomical proportions – that is if you don’t take any money out.

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Compound interest calculators are an easy way to see whether or not you should invest in the future by saving today, or whether or not you think you are just as well off spending your money.

The formula for a future value calculation is as follows:

FV = PV(1 + R)^N

PV = Principal ( Present Value)
FV = Future Value
R = Rate (decimal form)
N = number of periods interest is accumulated.

Calculating compound interest by hand can be a tedious task and you have to do one calculation for each period that interest is accumulated. Of course, with the help of computers this activity is a thing of the past. Expo Financial offers a mortgage calculator that can be used to calculate the effects of interest rates on your loan. If you are interested in a calculator for invests you are in searching for what is called a future value calculator.

 


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Compound interest calculators are a useful tool for calculating the future value of an amount of money you have to invest. Plug in different interest rates and out comes a future value of your money. Taking into account inflation is a must to get an accurate figure… A bad credit mortgage is usually an adjustable rate mortgage arranged by a mortgage broker specialized in getting banks to back loans for those with bad credit… Prime interest rates are the rates given to the most credit worthy of business borrowers in the United States. These rates are adjusted marginally for each borrower based upon their particular credit worthiness as a business…
Our mortgage payment calculator gives you a loan amortization table that shows you how much interest and principal are paid with each of your monthly mortgage payments. Overtime the interest expense will decrease to zero… Our free amortization calculator can instantly estimate your loan payments for the life of your 15 or 30 year home loan. Factor in extra monthly payments every year to see a decrease in your interest expenses…

Lowest mortgage rates in years? Definitely, but how long will the rush last. Home value appreciation has also been great for many homeowners making it an even better time to buy and turn your first home purchase into an investment of your time and money…

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