Web Search:
Home Construction Loans
Payment Calculators
New Home
Reverse Mortgages
Equity Loan
Mortgage Calculation
Amortization Mortgages

Mortgage Loan Types:

• Refinance
• Second Mortgage
• Debt Consolidation
• New Purchase
• Home Improvement
• Reverse Mortgages
• Commercial

Construction Loans

19Construction loans differ from other home loans in that they are based on the potential value of your home, instead of actual value. Therefore, the amount of the loan is calculated by an appraiser who estimates that amount that will be needed by assessing the plans for your home, the materials to be used, the cost of labor and also the value of other similar homes in the area. This report is combined with your credit report to figure the total loan amount and interest rates.

The Department of Housing and Urban Development’s Federal Housing Administration insures loans that enable people in target areas to purchase and rehabilitate property as a part of their efforts to revitalize neighborhoods. As with the RHS insured loans, the FHA loans have low interest rates and low down payments. Apply online today to contact up to four lenders about your construction loan.

Home construction can often surpass anticipated costs. To protect borrowers from unexpected expenses, a “pad” of about ten percent of the loan is added to the total amount of the loan.

Generally repayment for construction loans does not begin until after the construction has ended. The time period allotted for construction is usually a year to eighteen months. No payment should be made before the homeowner is able to walk into his or her brand new home.


  Home Lending Services
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  First Name:
  Last Name:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Desired Loan Amount:  
Desired Time till Move:
Cash Downpayment:
   Loan Type:
   Property Type:
   Years at Job:
   Annual Income:       
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes – Free, No Obligation Debt Consolidation Quote

Mobile Home / Manufactured Home Refinancing – must apply here instead
That’s It! >>    
  Home Lending Resources
Construction loans offer a way for you to make an otherwise unaffordable home improvement possible. Add value to your home and take out your construction and market low rates… Getting a loan at the mortgage rate you want must be tempered by the rational notion that a bank is evaluating your ability to repay based upon the same equations it uses for any lender… Mortgage rate calculators are good for estimating monthly payments and figuring out whether or not refinancing is a good idea. By taking into account your interest rate and the term of you can easily perform these calculations online…
VA Home loans are a blessing for former military families looking to get a mortgage. A VA Home loan can often be obtained with no money down and limited closing costs and very low mortgage interest rates… Looking for a good Mortgage Calc? Figure out your monthly payments and see what happens as you fidget your interest rate up or down. Rates in general are great for everyone, but checking out your possible monthly payment is still the first step…

In addition to offering free mortgage rate quotes from competing lenders, we also provide a variety of interest calculators to help you better assess the proposed loans you encounter. With the help of a few calculations you can estimate your monthly cash outflow and make more educated decisions about your money…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade up your gift cards
trade gift certificates
Compare Rates. Get Quotes. Save on your mortgage.

© 2004 Expo Group Inc. All rights reserved.