Web Search:
 
›
Less Than Perfect Credit
›
Mortgages Lenders
›
Veteran’s Loans
›
Construction Loans
›
Mortgage Loan Calc
›
Mortgage Calulator
›
Imperfect Credit
Bad Credit Mortgage

Owning a home is a dream that almost all of us have. Whether because you are tired of renting and landlords, or because you just want a place to call your own, buying a home is often the most meaningful purchase you can make. Bad credit should not stand in the way of your dream. Fill out our free short form to contact up to four lenders about your bad credit mortgage today.

Apply Here – Check out our short form – free quote request

If you have experienced bankruptcy or have bad credit, you may believe that you will not be able to qualify for a mortgage. This is not necessarily true. There are many loans available that make it easier than ever to qualify for a mortgage. For example:

  • Federal Housing Administration (FHA) insured mortgage
  • Veteran’s Administration (VA) insured mortgage
  • Adjustable rate mortgages
  • Secured loans

Secured loans, or loans that use a home or automobile as collateral, can help those with bad credit qualify for a loan because, like the insurance provided with FHA loans, this type of loan reduces the amount of risk to the lender. The benefit of this reduced risk is passed on to you through lower interest rates.

Adjustable rates have more lenient qualifying criteria than fixed rate mortgages. Fixed rate mortgages have a constant interest rate that does not change throughout the life of the loan, ensuring that your monthly payments remain the same from start to finish. An adjustable rate does not have the same security, but relaxed qualifying standards and low introductory interest rates make this type of loan worth certain risks, especially if you are having a hard time qualifying for a fixed rate mortgage. If interest rate indexes drop over the years or if you plan on moving within five to seven years, an adjustable rate loan can save you money. There is a risk that interest rates will rise, but adjustable rate loans come with rate caps to minimize this risk.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Desired Loan Amount:  
Desired Time till Move:
Cash Downpayment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
A bad credit mortgage is usually an adjustable rate mortgage arranged by a mortgage broker specialized in getting banks to back loans for those with bad credit… Little else beats the thrill of living happily in a new home. Financing your first home loan can be a challenge, especially if you need to shop around for rates. At our site you can get as many as four competitive quotes… An Equity loan is a great way to get cash out of the equity in your home to pay off debts or to finance a large purchase such as a second investment property. Turn your home into yet another investment with a home equity loan today…
Amortization is the gradual elimination of your loan debt as you make payments. Each of your payments consists of both interest and principal paid towards your loan balance. Over the life of your loan you will pay more and more principal each month and less and less interest… Amortization calculators are an eye opening schdule showing how much interest will be paid on each of your mortgage payments. By adjusting the interest rate you are calculating you can see how small changes affect your payments…

A mortgage rate calculation can help you determine if now is a good time for you to refinance or to take out a home equity loan. Our free calculators will help you figure a break even point for refinancing today…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade up your gift cards
trade gift certificates
Compare Rates. Get Quotes. Save on your mortgage.

© 2004 Expo Group Inc. All rights reserved.