Web Search:
 
›
Prime Rates
›
Interest Calculators
›
Payment Calcs
›
Home Equity Loanes
›
FHA Loan Online
›
Mortgage Refinancing Company
›
Mortgage Refinance
Prime Interest Rates

The prime interest rate responds to changes in demand for loans and also the amount of money that is present in the entire banking system. Banks will adjust their rates for competitive reasons but primarily because the yare all subject to the same monetary decisions that affect every other bank in the US.

Apply Here – Check out our short form – free quote request

The rate charged to business based upon the prime rate is adjusted on the margin to account for differences in credit worthiness of the borrowers.

The prime interest rate is influenced by a variety of factors directly such as the discount rate and the federal funds rate and many indirect factors that influence these figures. The Federal Reserve does not directly set the prime rate.

At the time of this writing the prime interest rates are around pretty steady around 4%. The prime interest rate has been as high as 12% in the past twenty years. The Wall Street Journal determines what the prime interest rate is based upon the rate charged by the 30 largest banks in the United States.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Cash-Out:  
Est. Property Value:  
Original Purchase Price:  
Current Interest Rate: %
Current Monthly Payment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
At the time of this writing the prime interest rate is right about 4%. The prime interest rate responds to changes in the money supply as well as the overall demand for credit in the business sector… A construction loan requires a qualified professional to help you get the best rate on your loan. Whether it’s for construction on an office or your home.. Your mortgage rate will have everything to do with your credit history (how well you have repaid debts in the past) and also your debt to income ratio. A low interest loan requires good marks in both categories…
There is a laundry list of types of mortgages out there. The important thing is to find the one that takes best advantage of your circumstances and resources. For example, FHA loans are convenient if you don’t have sufficient capital for a down payment… Reverse mortgages are a less known option in the lending industry used primarily by the elderly. A reverse mortgage allows the borrower to take equity out of the home treating it as a nest egg for their retirement…

VHA Home loans, like FHA Home loans, are insured by the federal government and designed t help give the borrower a break on costs. There are steps to obtaining VA Home loan eligibility that must be followed up with the government before a mortgage broker can approve your loan…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade up your gift cards
gift certificate exchange site
Check out these fashions.

© 2004 Expo Group Inc. All rights reserved.