Web Search:
 
›
Mortgages
›
Mortgage Amortization Schedule
›
Lending Online
›
Real Estate Calculators
›
Bad Credit Refinance
›
Amortization
›
Buy a House
Mortgage

Your first decision may be deciding whether you qualify for a fixed rate loan or an adjustable rate loan:

  • A fixed rate loan means that the interest rate will not change throughout the life of the loan. The monthly payment you have the first year of the loan should be the same as the monthly payment the last year of the loan. A fixed rate provides you with the stability of knowing exactly what your payments will be, but can leave some people dissatisfied if rates drop substantially over the years as they repay their loan. If this happens you have the option of going through the loan process again and refinancing your mortgage to take advantage of the lower rate.
  • An adjustable rate loan has an interest rate that fluctuates with certain indexes. An example of such an index would be the average rate of a one year Government Treasury Security. An adjustable rate loan does not offer the security of a fixed rate, but it generally has low introductory rates, and, if the rates drop, a homeowner with an adjustable rate can wind up payment less in interest than a homeowner with a fixed rate. Adjustable rate loans have predetermined periods between adjustments in the rate. These periods can be as low as one year or as high as five years.

Apply Here – Check out our short form – free quote request

Finding a loan can be nerve-racking, but finding the right one can help you settle into you new home with confidence and security. One of the best ways to find the right loan for you is to understand what the different types entail and what certain mortgage terms mean.

Your mortgage is going to be a part of your life for the next 15 to 30 years. It is important that you find one that you will still be comfortable with in ten years. No matter what you credit background there is a mortgage for and finding one that suits your needs will help you hold on to the initial good feeling that comes along with buying your own home. Fill out our free short form to contact an expert about your mortgage.

Apply online today to contact up to four lenders about your mortgage.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Desired Loan Amount:  
Desired Time till Move:
Cash Downpayment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Before taking on a mortgage you should consult an expert to determine how much home you can really afford. A mortgage broker can also help you determine the total interest you can expect to pay over the life of the mortgage… Our network of lenders is a qualified team of mortgage brokers licensed in all fifty states. Obtataining your new home loan will be easy with the help of one of our qualified professionals. Educate yourself at our site and apply online… Mortgage leads generated online offer potential that telemarketing leads do not. Not only are the leads unsoliscted, they are also increasing in number every year as more and mroe borrowers turn to the interent for all of their needs…
Interest only mortgages have the advantage of smaller monthly payments. However, over time equity is not added to home. For this reason, interest only mortgages are often converted to fixed or ARM mortgages after 5 – 10 years… VHA home loans are insured by the federal government and are available with lower down payments and interest rates. Qualifying is a process taken care of by the government and certain rules apply. VHA home loans also have no monthly mortgage premiums…

Amortization tables show you how much interest is applied to your monthly payments on your loan for its entire term. As each subsequent month passes you will pay down more principal and less interest on your loan amount…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade gift cards
gift certificate exchange site
Stylish shoes.

© 2004 Expo Group Inc. All rights reserved.