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First Time Home Buyers

Adjustable rate mortgages have more flexible qualifications but less stability. The interest rate is not fixed and will change as the market changes. This may feel like a risk, but it is possible for an individual with an adjustable rate mortgage to wind up owing less than one with a fixed mortgage. This type of loan is great for first time buyers who are not sure if they will remain in the home longer than seven years or do not qualify for a fixed rate mortgage.

Other benefits that come along with owning a home are deducting payments on mortgage loan interest from your taxable income, customizing the house to your liking without worrying about security deposits or landlords, and the knowledge that the check you write each month is now an investment and not a loss.

FHA loans are funded by private lenders but are insured by the Federal Housing Administration in order to encourage lenders to give loans to applicants who would not generally meet their standards. This is an avenue for first time buyers who would not usually qualify for a fixed rate mortgage. FHA loans are a desirable since they require low down payments and have low fixed interest rates.

The best way to get over first home fears is to get started. Apply online today and contact up to four lenders about your first home loan.

 


  Home Lending Services
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
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Mortgages : Mortgage Loans : Home Loans

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   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
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Yes – Free, No Obligation Debt Consolidation Quote

Mobile Home / Manufactured Home Refinancing – must apply here instead
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  Home Lending Resources
Now has never been a better time to become a first time buyer and move to owning your own home rather than renting. Why throw away rent money to a landlord when you could be building interest in your very own home… Think seriously about home loans while rates are at all time lows and home values are on the rise. Home loans are the biggest investment most individuals make in their life times and it beats renting because the owners earn equity in their homes… Mortgage refinancing means lower your interest rate to take advantage of changes in the market. But it can easily also mean “cash out” from home equity to make other big purchases in your life. Consider mortgage refinancing and all of its options in detail…
Mortgage lenders are the entities that actually finance your loan. Your mortgage broker serves as a buffer between you and the lender to uncomplicate the process and to help you get a lower rate on your home loan… A debt consolidation loan can help you get back on top of your financial world by making your monthly payments more manageable and also get you cash out now for immediate expenses you need to cover…

Has your credit improved? Or have rates dropped? If so, you should consider refinancing your home to take advantage of these changes and pay less in interest every month. Paying less interest means more equity in your home for each payment…

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