Web Search:
 
›
Buy a House
›
Second Mortgage
›
Mortgage Amortization Calc
›
Mortgage Loans
›
Home Loans Refinancing
›
VA Home Loan
›
Second Mortgage
Buy A Home

Fill out our free short form and begin the process of buying a new home now.

Apply Here – Check out our short form – free quote request

Paying rent monthly, often more than many others pay towards their mortgages, can be frustrating. Buying a home can be a big commitment, but it can also be seen as an investment, where as a rent check has no lasting benefit.

There are several options to look into if you are interested in buying a home and several loans available to help you in this process:

  • If you would like to have your new home built so that you can customize it to your tastes, there are construction loans that pay for materials, land and labor necessary to construct your house. Repayment of this loan would not be necessary until the construction period ended and you were able to move into your brand new house.
  • For families with lower incomes who may not be able to provide a large down payment, FHA loans are available. FHA loans are insured by the Federal Housing Administration but funded by a conventional lender, and limits the amount of risk to the lender. This lack of risk is transferred to you through lower down payments and lower interest rates. VA loans are much the same. They are provided by conventional lenders but insured by the Veterans Administration. A VA insured loan requires no down payment at all and has a very low interest rate. Visit the Department of Housing and Urban Development website (www.hud.gov) to find out more about federally insured and funded home loans.

Buying a new home should be an exciting process, and the prospect of getting a mortgage should not diminish that excitement. Almost all loans have a benefit of some kind, even if it is not readily apparent. For example, most people would prefer a fixed rate loan to an adjustable rate loan. A fixed rate loan has an interest rate that does not change as the repayment period progresses. It offers security since you know at the start of the loan exactly how much you will be paying monthly for the entire life of the loan. Whereas an adjustable rate loan is often seen as an option for those with less than perfect credit because it does not have that security. An adjustable rate is liable to rise and fall since it is decided by certain indexes and does not remain constant. However, it does come with low introductory rates which benefit a home buyer who is only planning to live in that home for five to seven years. Also, if rates where to go down over the years of the loan, a homeowner with an adjustable rate would feel the result of that dip, but a homeowner with a fixed rate would not.

 


4 Loan Offers – One Application
  • Expert lenders compete for your busines with low rates and great loan terms
  • Poor to Excellent credit borrowers welcome – low rate mortgage loans
  • No mandatory credit check – let only the lender you choose check your credit
  • Free evaluation of your borrowing options in a no obligation setting
  Need Cash? Considering a Home Equity Loan? Why not get cash out from your equity and refinance in one process. Select ‘Refinance’ on the application and specify your ‘Cash-Out’.
  Personal
  First Name:
  Last Name:
  Address:
  City:
  State:
  Zip:
  Day Phone:
  Night Phone:
  Email Address:
  Contact Time:
All information collected is treated as strictly confidential and will only be used for the purposes of a real estate mortgage loan quote request.

Privacy • Terms of Service • Terms of Use

Mortgage Loans : Home Loans
Home Loans
: Home Equity Loans
Refinancing Mobile Home / Manufactured Home Refinancing

  Loan Information
  (Application fields change with Loan Type selection)
   Want cash and a lower interest rate or monthly payment?
   Refinance again or for the first time and get cash back!
   Loan Type:
Desired Loan Amount:  
Desired Time till Move:
Cash Downpayment:
   
   Loan Type:
   Property Type:
   Credit:
   Employer:
   Years at Job:
   Annual Income:       
   Comments:
  Announcements? Yes No thanks
  First Time Buyer? Yes No thanks
  Free Realtor Quotes:
Yes
Yes – Free, No Obligation Debt Consolidation Quote

That’s It! >>    
  Home Lending Resources
Buy a home now and get locked in at a great rate. Our application will set you up with as many as four loan quotes with one short form… Did you know that one of your loan refinance finance options is to lock in an adjustable rate mortgage at today’s low rates. You can also process a home equity loan and get cash out at the time of your refinance for much needed expenses… Reverse mortgages are a less known option in the lending industry used primarily by the elderly. A reverse mortgage allows the borrower to take equity out of the home treating it as a nest egg for their retirement…
Refinancing a home mortgage is simply a replacement of an old loan with a new one. If rates are lower or you aren’t satisfied with the terms and conditions of your present loan, refinancing is a gateway to change for you… Loans are an inescapable reality of our economy. Only getting the best rates you can will save you over the long run. Working with a qualified professional you can help will best represent your interests to the bank and get you lower loan rates…

Combine debts into simpler smaller monthly payments and get cash back with a Debt Consolidation. Debt consolidation loans are a great way to simplify your finances and make your monthly bills more easy to pay…

  Sponsored Resources
4 lenders compete for your mortgage loan.
Mortgage Loans and financing. Mortgage Quotes.
Home Loan Quotes
trade gift cards
trade gift certificates
Compare Rates. Get Quotes. Save on your mortgage.

© 2004 Expo Group Inc. All rights reserved.